This is the time of year when practically everyone makes some kind of new year’s resolution. You know the drill: quit smoking, lose weight, win the lottery, make peace with your brother-in-law. Of course, most of the time our efforts fail. In many cases, we probably weren’t really determined to make good on the resolution — we just thought it was something we ought to do.

Well here’s an idea that we hope you’ll take to heart. What if you made a few resolutions that were easy to do and which would actually save you time and money? Would you be […]